TLDR

card_name offers a wide range of benefits for business owners who travel frequently. Its comprehensive travel benefits and rewards program are designed for those in search of both luxury and practicality when managing business expenses.

Offer Details

bonus_miles_full Terms apply. The card’s annual fee is annual_fees, which, while significant, is offset by numerous benefits that can provide considerable value to business travelers. See Rates and Fees

Card Benefits

card_name is packed with perks designed to enhance your travel experience as a business owner.

Comprehensive Travel Insurance: Enjoy travel accident insurance, trip cancellation insurance, and other protections that provide peace of mind while traveling for business. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by New Hampshire Insurance Company, an AIG Company.

5x Points on Flights and Prepaid Hotels: Earn 5 points per dollar on eligible flights booked directly with airlines or through American Express Travel and on prepaid hotels booked through Amex Travel.

Access to Airport Lounges: The American Express Global Lounge Collection provides complimentary access to over 1,400 airport lounges globally, including The Centurion® Lounge‡, Delta Sky Club®‡ when flying Delta, Escape Lounges,‡ Lufthansa Lounges‡, Plaza Premium,‡ Priority Pass™ Select‡ Lounges, & Additional Global Lounge Collection Partner Lounges.‡ Lounges may have their own rules, like additional access rules and guest fees, and for Priority Pass Select unlimited visits, you need to enroll.

Annual Travel Credit: Receive up to $200 in airline fee credits each calendar year for incidental charges, such as checked baggage fees or in-flight purchases.

Global Entry or TSA PreCheck Fee Credit: Get reimbursed for the application fee for Global Entry or TSA PreCheck, expediting your airport experience.

Dedicated Business Concierge: Access to a concierge service that can assist with travel bookings, event planning, and other business needs.

Who is this card for?

The American Express Business Platinum Card is ideal for:

Luxury Seekers: If you appreciate high-end services and exclusive access, this card caters to your needs.

Frequent Business Travelers: If your job requires you to travel often, the extensive travel benefits will greatly enhance your experience.

Things to Consider

While the American Express Business Platinum Card has numerous advantages, there are several important factors to keep in mind:

Redemption Strategy: While earning points is straightforward, maximizing their value—especially for travel—may require careful planning and understanding of the Membership Rewards program.

High Annual Fee: The annual_fees fee is substantial, so it’s crucial to assess whether you will make use of the card’s benefits.

Alternative Card Options

If the American Express Business Platinum Card doesn’t align with your needs, consider these alternatives:

American Express® Business Gold Card: This card offers 4x points on two select categories where you spend the most each month, with a lower annual fee of $375.

Chase Ink Business Preferred® Credit Card: With a $95 annual fee, this card offers 3x points on travel and select business categories, making it a strong contender for small business owners.

Capital One Spark Miles for Business: For a $95 annual fee (waived the first year), this card provides 2x miles on all purchases, appealing to those who prefer simplicity.

Final Thoughts

The American Express Business Platinum Card is an awesome pick for business owners and frequent travelers who love luxury and amazing travel perks. Its rewards are top-notch; you get exclusive lounge access and great travel protections. Just make sure the annual fee makes sense for your business so you can make the most of all the fantastic benefits this card offers

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Editorial Note: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

For rates and fees of card_name, please see Rates and Fees