TLDR
When it comes to business credit cards, the Chase Ink Business Cash stands out for its ability to earn a significant amount of points with it’s spending categories.
With no annual fee and a very generous welcome offer, this card is a must-have for all small business owners.
Offer Details
bonus_miles_full
Note that while the card bonus is marketed as cash back, it is actually rewarded in up to 75,000 Chase Ultimate Rewards, which Chase values at $750.
Card Benefits
5x points on office supply stores and internet, cable, and phone services (on the first $25,000 spent in combined purchases each account anniversary year).
2x points on gas stations and restaurants (on the first $25,000 in combined purchases each account anniversary year)
Unlimited 1x points on all other purchases
Flexible Redemption Options: You can redeem your rewards for cash back, gift cards, and travel through the Chase TravelSM portal.
Things to Consider
The points earned through the Chase Ink Business Cash are only good to use in the Chase Travel Portal and cannot be used with Chase transfer partners. But, if you have any of the Chase premium travel cards like the Chase Sapphire Preferred, Chase Sapphire Reserve, or the Chase Ink Business Preferred, you can combine your points with that card and then utilize the Chase transfer partners.
Who This Card is For
This card is great for small business owners who spend a lot at office supply stores, restaurants, or gas.
Alternative Card Options
If you’re interested in other business cards with valuable reward options, look into:
Chase Ink Business Unlimited: bonus_miles_full
Chase Ink Business Preferred: bonus_miles_full
Final Thoughts
With the welcome offer of 75,000 points and no annual fee, this card is a no-brainer for small business owners. The 75,000 points from the welcome offer are worth at least $750 in travel.
Advertiser Disclosure: Travel Pointers with Alli has partnered with CardRatings for our coverage of credit card products. Travel Pointers with Alli and CardRatings may receive a commission from card issuers. This compensation may impact how or where products appear on this site. Travel Pointers with Alli has not reviewed all available credit card offers on this site.
Editorial Note: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
